關於 medical scheme ，我們在網路上蒐集到這些相關的討論、資訊與評價

During this pandemic, lots of people struggle financially when seeking medical help. Hence the government has introduced mySalam, a national health protection scheme.

Those under B40 group is eligible for mySalam with the following benefits

😊 one-time RM8,000 cash payout if diagnosed with one of the 45 critical illness.
😊 Hospitalisation benefit of RM50 daily and up to RM700 per annum. Also applicable to those who are tested Covid-19 positive and hospitalized.

You can check your status at https://bit.ly/mysalamb40 to see whether you are eligible for mySalam.

#mySalam
#mySalamB40

EVERYONE wants to retire comfortably. However, it would be difficult to enjoy your golden years without any worries if you do not have sufficient funds to support yourself during retirement.

While many are complacent with their retirement savings that have been set aside through their mandatory retirement contribution, it may not be enough to sustain you throughout your retirement years. Moreover, you may even find it difficult to earn an income to replenish your savings and cover any shortfalls once you have retired. Therefore, you need to save and invest to generate multiple sources of income during retirement.

The following are some other reasons why you should take steps to bolster your retirement fund today.

1. Long-term sustainability

Malaysians have a rising life expectancy, thanks to medical advancements, and this means that you will need to support yourself for a longer retirement period. At the same time, healthcare costs are escalating, which can lead to increased costs in retirement. As such, you need to take these factors into consideration when planning for your retirement.

2. Be self-reliant

As family sizes may have become smaller nowadays, it will take a lot more for children to support their parents during their retirement. You do not have to be a financial burden on your loved ones, especially as your children may have their own family to support, when you are able to generate your own income through your savings and investments.

3. Manage the impact of inflation

Inflation will erode your retirement fund as the value of your money today will not be the same in the future. By having a diversified savings and investment portfolio, you may hedge against the effects of inflation to protect your retirement fund.

To supplement your retirement savings for your future self, you may consider contributing into private retirement scheme (PRS) funds. Apart from building an additional income stream, you can also enjoy up to RM3,000 tax relief per year until 2025 and have peace of mind as your money in PRS will be protected from creditors.

#unittrust
#unittrustconsultant
#moneyworkforyou

Ini nasihat kewangan untuk orang muda:

1. Kalau belum buka akaun tabung haji, pergi buka akaun TH. Takkan kau tak nak pergi haji kan. Buka RM1,300.

2. Buka akaun ASB, simpan duit dalam tu. Nak advance sikit pergi buka ASBF. Sijil 50K baru RM275 sebulan (terpulang kepada komitmen masing-masing)

3. Cari pendapatan sampingan. Sekarang ni banyak part time boleh buat, ada Grab Food, Food Panda dan macam2.

4. Ambil satu medical plan, tak payah yang juta-juta pun takpe, kalau tak mampu. Perempuan coverage RM150K tiap tahun, baru RM75.

5. Baca buku kewangan. Tambah ilmu pengetahuan. Tapi kalau takde feel baca buku, pergi seminar kewangan. Sekarang ni dah banyak.

6. Buku taknak, seminar taknak, kau baca je dekat facebook dan blog-blog usahawan. Banyak ilmu free.

7. Kalau kau ada kawan yang bijak kewangan. Pergi menuntut ilmu dengan dia. Belanje kopi secawan. Kalau aku, belanja mamak jadilah.

8. Sedekah sekurang-kurang nya hari Jumaat. Jangan rasa takut untuk memberi, sebab Allah Penjamin Rezeki.

9. Bagitau awek/pakwe belanja makan, wayang asing asing. Jangan gelabah nak gentle bagai. Kalau gentle, kahwin terus.

10. Pergi mohon PRS (Private Retirement Scheme). Ada ramai ejen dekat luar sana yang boleh bantu.

11. Buat unit amanah, buat mana yang mampu. Cash pun boleh. Market best untuk sauk sekarang.

12. Kurang kan bakar duit sendiri, yakni MEROKOK. Terjaga kesihatan sama. Duit pun save.

13. Jangan gelabah nak hype sana sini. Hidup di bawah kemampuan. Takyah terpengaruh dengan trend instafamous.

14. Kalau rasa motor elok lagi dan rasa diri lelaki. Pakai je motor dulu, minyak pun jimat.

15. Dapatkan perlindungan gaji atau takaful nyawa sebagai perlindungan. Ada je RM38 sebulan, boleh cover RM50K.

16. Buat jadual menyimpan. Sekarang macam-macam apps dekat telefon pintar untuk pantau simpanan.

17. Rajin rajin memasak dekat rumah. Masak nasi berlauk. Bawak bekal pergi kerja. Jangan kedarah Maggie je, kesian perut.

18. Usahakan bayar PTPTN tu. Nama pon hutang, orang lain nak guna jugak, takkan kau je sedap.

19. Bab niaga, jangan malu. Tak buka mulut, kita tak tau. Takyah nak kutuk member niaga. Support dorang.

20. Bezakan kehendak dan keperluan serta kemahuan yakni nafsu.

*DISCLAIMER*: Nama pon nasihat, rasa bermanfaat & sesuai, boleh la ambil. Gambar sekadar hiasan.

Credit to tuan asal post: Azrul Ikhwan

Today I visited a clinic in Singapore to learn how the Singaporean healthcare works and discover some of the differences between Japanese hospitals and clinics. But in the end, I got pointed a gun. It's like a gun-desune.

Both countries have high level of medical technologies and skills but there are some significant differences in the medical scheme. Thanks to Dr. Don and chiropractor Dr. Fujiwara for the treatment.

AMDA International Peace Clinic
Official Site: http://www.betterfamilyhealth.org/amda-international-peace-clinic.html
Google Map: https://g.page/AMDAIntlPeaceClinic?share

AMDA was founded in 1984 in Okayama, Japan and has carried out more than 200 medical missions, contributing medical expertise and supplies in 65 countries over the last 36 years. All the staffs and doctors were kind and easy to talk to :)

Follow me on social medias!
?Instagram https://www.instagram.com/ghibli_ojisan/
?Twitter https://twitter.com/ghibli_ojisan

?Subscribe： http://urx3.nu/HTUJ
?Watch - Funniest Video I’ve Made：https://youtu.be/qmqJ5A4DaOI

?Merch Links:
SE Asia | https://ghib-ojisan.secure-decoration.com/shop/category/T-Shirt?c=2731898
USA & EU | https://teespring.com/stores/ghib-ojisan
Japan | https://suzuri.jp/ghib-ojisan

Business Enquiries
✉️[email protected]
You are welcome to send fan mails but I may not be able to respond to all of them. But I immensely appreciate your support. Thank you!

#Singapore #Clinic

VTC Earn & Learn Scheme integrates structured classroom learning with on-the-job training, providing young people with a clear career progression pathway. Participants can earn a steady income and gain work experience while acquiring knowledge and developing skills to pursue a Bright Future.

With over 300 participating employers, the Scheme is extended to cover more trades and industries. More programmes including Higher Diploma, Diploma of Foundation Studies and Diploma of Vocational Education will be offered under the Scheme.

Covering a number of trades and industries, including Electrical & Mechanical Engineering and Construction, Testing and Certification, Automobile, Aviation,
Information Technology, Computer and Electronic Engineering, Print Media and Publishing, Jewellery, Medical Centre Operations, Rehabilitation, Beauty and Personal Care Products, Arboriculture and Horticulture, Retail and Watch and Clock, the Scheme targets Secondary 3 to 6 graduates.

For more details: http://www.vtc.edu.hk/earnlearn/html/en/

突發「笑著流淚」林格X肥仔 雙人展 | 「Joy in Misery」Works by Lin Ge & Fatty Ho ﹗﹗﹗

尻下尻下又一年~ 是但喇~

金權專政、強人民主、狂言總統，日不落退歐，退精英化，個人主義抬頭，當前的世界是一個前所未有的局面，對上一次或許數到文藝復興時期，讓知識與文字普及，但這趟的顛覆與以往截然不同，轉化中很多時沒有帶領者或許不久的將來權威會進一步失去原有的價值。

回看我們的寶地，過去數年的人均生產總值世界排名不斷攀升、名列前茅，我們擁有15年免費教育，完善的醫療體系、社會保障，政府福利更是世上罕有的完美，由出生、成長、教育、就業、醫療、養老、到死亡，樣樣照顧妥貼，走出街，雖然沒有Uber但公交有補貼，每年還有現金分享，對比起動盪的世界格局，這地方實在離地得可愛。

踏入2018年，尋藝會第一場展覽，我們將為大家帶來兩位出色的年輕藝術家，分別是，林格與肥仔，二位一直以文字、插畫、電繪、短片等方式在不同領域發表作品，緣分將我們牽連在一起，今天聚首在同一展場，以笑中有淚的全新作品，嘗試在離地的地面，觀察生活、探討生命，我們到底快樂嗎？在真話難宣的日子裡，好在還有藝術，期望透過這場展出，讓更多朋友多關心世界以致周邊的日常。

Plutocracy, dictatorial democracy, boastful president, Brexit, weakening elitism and the rise of individualism form an unprecedented situation in the world today. Looking back at history, the last great change may be the Renaissance which popularized knowledge and words. However, the current subversion is entirely different from the past since there is usually no leader in the transformation. Perhaps authority will lose further its original value in the near future.

Talking about our blessed land, its world GDP per capita ranking has been continuously rising and dominating the top of the list over the past few years. We have 15-year free education, well-established healthcare system, social security, and the welfare from the government is extraordinarily perfect compared with other places in the world, it covers every stage of our life: from birth, growth, education, career, medical care, retirement until death. Though Uber is no longer available, we have public transport fare subsidy. We can also share the fruits of its economic development under the Wealth Partaking Scheme annually. In contrast to the turbulent global pattern, this place is unrealistically lovely.

In the first exhibition of Find Art Association in 2018, we are going to introduce two talented young artists – Lin Ge and Fatty Ho. They have been publishing works in various areas through words, illustration, computer graphics and short film etc. Fate brings us together in this exhibition with artworks of “Joy in Misery”, let’s try to observe and explore life in this unrealistic city, and we may question ourselves: are we really happy? It is hard to reveal our true self in our life, fortunately, there is art. I hope this exhibition can inspire more people to care about the world and their surroundings.

策展人
Curator

蘇侃哲
José Lázaro das Dores
____________________________________________________

展覽開幕儀式
2018年3月16日(星期五) 18:30

展覽開放日期
2018年3月16日至4月3日

展覽開放時間
逢星期二至五 18:30－21:30
逢星期六至日 13:30－21:30

展覽地點
MMM Workshop
澳門媽閣街45號金利樓地下

Opening Ceremony
16 March 2018 (Friday) 18:30

Exhibition Period
16 March 2018 to 3 April 2018

Opening Hours
Tuesday - Friday : 18:30 to 21:30
Saturday - Sunday : 13:30 to 21:30

Exhibition Venue
MMM workshop & JUJU studio
Barra No45 Edf Kam Lei R/C