關於 payroll account ，我們在網路上蒐集到這些相關的討論、資訊與評價

Taman Seri Austin 鲍一凡老师分行 聘请 ：

1） Account Executive ( RM 2000 – RM 3500 )

Job Requirements:
• Candidate must possess at least Diploma/Degree or Professional Certificate in Accountancy or LCCI Higher Accounting.
• At least 2 Year(s) of working experience in management or financial accounting or related accounting environment.
• Required Skill(s) : Good interpersonal, communication skills and fluent in both spoken and written English, Proficient with MSOffice applications especially MS Excel, Possess good understanding of business, financial and management accounting, internal controls, reporting and financial instruments.
• Personal qualities: Knowledge and experience in the areas of budgeting, financial analysis, taxation will be added advantage.
• Mature, independent with self initiative and motivation.
• Special requirements : Good problem solving and able to work perform well under pressure , able to start work immediate or within short notice.

2） Human Resources Executive 人事部助理 ( RM 2000 – RM 3000 )

Duties & Responsibilities :
• To assist HR Manager in implementing HR policies, systems and standard operating procedures as per the needs and in accordance to company's objectives.
• To assist in payroll administration, to maintain and update employee database, personal file with company guidelines and procedure.
• Responsible for the update and monitor of the employee attendance records, claims, overtime, medical and leaves records in HR system.
• Responsible for the recruitment of workers, sourcing, selection, conduct interview, orientation, confirmation/ extension for probation and separation activities.
• Monitoring employee discipline, take immediate action when necessary.
• To manage the employee dress code and other welfare.
• To liaise with the statutory organizations like EPF, SOCSO, Labour office and etc on staff remuneration matters.
• To maintain documentation and systematically recording/filing system and other HR tasks.
Requirement :
• Candidate must possess at least a Diploma, Advanced/Higher/Graduate Diploma, Bachelor's Degree, Post Graduate Diploma, Professional Degree, Human Resource Management, Business Studies/Administration/Management or equivalent.
• At least 1 Year(s) of working experience in related field.

工作时间 : 9:30am - 6:30pm ( 5 working day）

联络号码 whatsapp ： +60 19-7134772 ( send resume）
工作地点 : Taman Seri Austin, Johor Bahru

[大者恆大]

小型股本來就是對經濟相當敏感的族群.

這次的大跌, 產生了一個分化現象, 就是小型股的跌幅比大型股還大; 而大跌後的較小幅度反彈(相對於其他類股), 也代表著小型企業前途堪憂.

根據美國勞工局的資料, 中小企業的公司數量, 佔了全美國的99%以上. 全美國有差不多一半的私人企業雇員, 是任職於中小企業(According to Bureau of Labor statistics, small to midsized businesses (SMBs) make up more than 99 percent of all U.S. firms and account for about half of all private-sector employment and payroll.)

在疫情之前, 許多中小企業的股價表現本來就不好了, 因為本身也沒有獲利(可能獲利被大公司吃掉了.) 而這次疫情, 當然也讓中小企業的存活與否成了話題. 尤其舉債高, 財務報表不太好的, 可能都相當危險, 或許靠政府的紓困還是過不了關............

我喜歡中小企業的旺盛生命力, 但現在看來, 那些(科技)巨頭公司, 或許也是亂世中的好選擇. 很多投資人轉向這些公司, 也是因為這些公司是少數還能夠獲利又能夠成長的公司了(不知不覺就成了另類的避險股?) 而這次的疫情, 或許讓一些中小企業倒下後, 會更加速大公司的強壯? (well, kind of sad, though)

美國百貨公司受疫情重擊 專家：能活下來的非常少
https://bit.ly/3bw1XO5

5月賣股莫回頭！專家看美股 聚焦「誰能活下去」
https://bit.ly/2XYGxWe

《焦点》美国股市大反弹的背后：大型科技股过度受宠令人不安
https://cn.reuters.com/article/us-stock-market-tech-0422-idCNKCS2240IR

Picture: from Pinterest

【不要縮窄你的財路】(English writing below)
DON’T SHRINK YOUR INCOME SOURCES

我今年最大的成就之一，就是幫了一位負債累累的中年客人，開創了第二條收入的來源。

他現在一年內能賺多一萬多新幣，提供一種網路服務。

我的分析仔細到，我還指出要他寫信去哪一家公司。他也只有一個選擇。

我甚至還和他解析，他在電郵中應該如何推薦自己給他的客人。依據他的八字五行所需，我教導應徵當天，他該如何穿扮及攜帶什麼來獲得勝利。

我花了很多精力和時間，嘮叨了兩個星期來說服這位客人。一般人只要年過四十，人會變得固執己見，無法接受新事物。

他不敢寫信求職，因為該公司的網站並沒有招聘那職位。

他認為工作性質太低劣了，不宜他這種高學歷高才能的人。

他對新的行業不感興趣。

他說他沒時間。

他只要賺大錢！

他愁如果做第二份工作，他沒有精力來開發他的企劃。

我說，哈咯，看看你現在的處境。

這是等著你來拿的錢。我已算出你一定會得到的。每天晚上，你只需要在家，做兩個小時以下的工作。我沒有叫你放棄你的夢想。

拿這筆錢，還債，同時也繼續去開發你的夢想。你的太太會比較開心。每個月底，你看到銀行戶口多個四位數時，你會很欣慰你並沒有把你的夜晚浪費在社交媒體上，而是從中牟利。

既然他不會在發薪員工表裡，我告訴他何不換個角度來想，自己是提供一項服務給該公司。哇！也就是說，他已是一位小型企業家，一創業就以提供簡單卻很重要的服務而賺錢。

該公司雖沒刊登廣告招聘，不代表他們不需要他的服務。這反而代表他不會面臨任何競爭。為客人辨認出他們的需求，顯示他的主動和洞察力。

是，這工作是低等的，但這算是高薪的低等工作，這樣他才有足夠的腦力，繼續為他的夢想奮鬥啊！

為了讓客人清醒過來，你看我真的是費盡唇舌啊⋯⋯

只要這錢是通過正當的手法來賺取，就不要輕易說「不要」。況且，也要想到你還欠錢的家庭。

不是每個人一開始就有這個命和本事能進大財。不要人心不足蛇吞象。

從小做起，沒什麼好丟臉的。而且我建議客人做的生意，根本也不需要像一般生意一樣下什麼成本。

快進到現在，這位中年客人說在新的行業服務，認識和他完全不一樣的新人士有種釋放的感覺

這樣的感覺就對了！要財源廣進，就是要有這樣闊達的心態。活著，不要像個糟老頭似的，錢才可以從很多方面來。

天啊，我回想自己花了多少精力來說服這位客人，心就累了。感覺很像自己在唸老公的時候（寶貝，你怎麼又不看鏡頭了呢？）

親愛的客人，如果你有閱讀此文，請買個美味可口的巧克力木桐蛋糕來感謝我這叨叨念念的功夫。這次的八字分析，我真的是做超時了⋯⋯

......................

One of my biggest accomplishments this year was helping a debt-ridden middle-aged client set up a second income stream.

He now brings in an extra low $10K+ per year for his family, with this second income of providing an online service.

I was so precise in my analysis, that I even told him which EXACT company I want him to write in to. There was only one choice suitable for him.

I sat down with him and went through the entire email, on how he should sell himself to his new client. Based on his Bazi elemental needs, I told him how to dress and what to bring to ace the interview.

It took me A LOT of pushing and nagging (2 weeks!). Because when a person is above 40 years old, he/she is very set in the way he/she does things.

He didn’t dare to write in and ask for a job, that was not listed on the media company’s website.

He thinks the job nature is too lowly for a highly-educated and qualified person like him.

He wasn’t keen in a new industry.

He said he didn’t have time.

He only wanted BIG MONEY.

He fretted that he would not have the energy to work on his pet project, if he took up the second job.

I told him, HELLO, look at where you are right now.

This is READY MONEY. I know you would be able to get it. The stars are in your favour. You only need to work a couple of hours or less, every night AT HOME with this. I am not asking you to give up your dreams.

Take the money, pay off your debts and work on your dreams AT THE SAME TIME. Your wife will be happier. Every month when the salary is banked into your account, you will be glad that you didn’t waste your nights away on social media but are actually making an income from it.

Since he wasn’t going to be on payroll, I told him to reframe his thinking as providing a service, and BAM! That means he becomes an entrepreneur, who makes profit right from the start providing a simple yet much-needed service, discounting his home WiFi bill.

The fact that it wasn’t advertised doesn’t mean his service wasn’t needed. It can mean he faces zero competition and demonstrates initiative and perception in identifying that need for his “client”.

Yes, it’s “lowly”, but hey, it’s considered a highly-paid lowly job, and he will still have the brain space to work on his dreams!

The things I say to make my clients wake up...

Don’t say no to money when you need it, as long as it is an ethical way of earning it and other families are waiting for you to repay them.

Not every person has the destiny and abilities to make big money right from the start. Don’t be greedy.

There is nothing embarrassing about starting small. Especially when you don’t even need investment costs like most businesses.

Fast forward to now, the client told me it was very liberating serving a new industry and meeting people very different from him.

EXACTLY! To receive abundant wealth from all sources, you need an open mind to match up to it. Don’t be an old man in the way you live your life. Money can come from all sources!

Gosh, I’m feeling so tired just recalling all these persuasion I had done to convince him to try. It almost felt the same as me nagging at my husband. (Darling, why are you not looking at the lens again?)

Dear client, if you’re reading this, please buy me a nice chocolate log cake to pay me for all the extra hours of nagging. This is WAY beyond my usual scope of Bazi analysis man...